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Reflection Point, Inc.

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Press Release

Reflection Point Inc. Launches Reflection Point Research LLC

The First Research and Strategy Firm Focused on Customer Experience Needs of Credit Unions and Banks

KENT, Wash., September 12, 2002 — Reflection Point Inc. of Kent, Wash., a leading provider of e-business and strategic consulting solutions to financial institutions, together with The Arthur Group Inc., a leading market research firm to Fortune 500 companies, announces the formation of Reflection Point Research LLC. Reflection Point Research LLC is one of the first market research firms focused entirely on the customer experience information and consulting needs of credit unions and banks.

”With over a third of the U.S. population projected to be conducting online financial interactions by the year 2010, and a majority of larger companies already conducting financial interactions online, we saw a serious gap in the marketplace for a research and information company directly focused on the needs of the financial industry,” said Glenn Christensen, president and CEO of Reflection Point Inc. and principal of Reflection Point Research LLC.

"Customer experience, the next step in the development of an online relationship between a financial institution and its customers, represents a different landscape than traditional branching mentality,” said John Burshek, president and CEO of The Arthur Group Inc. and principal of Reflection Point Research LLC. “We are excited to bring our market research and information consulting expertise in working with major online success stories such as Amazon.com, RealNetworks, ELOAN and Fortune 500 financial institutions to credit unions and banks.”

The new company currently offers the proprietary Member Experience Meter™, the first and only measurement product available today which incorporates actual financial institution customer Web-site feedback and relates it to other key benchmarks from the best practice companies on the Internet today.

Reflection Point Research LLC, also offers credit unions and banks access to a number of multi-sponsor research studies, on-going research programs, and fully custom research and consulting services. The focus of all products and services are to: 1) provide optimal methods and processes to capture reliable and meaningful customer feedback; 2) integrate customer information into the strategic process of the organization, and; 3) impact the industry to move it toward world- class customer experience success.

“Any market research company can ask questions for their clients, but no other company provides the expertise in the customer experience arena that is offered through Reflection Point Research LLC,” said Burshek. “Our clients can validate their customer relationship levels, diagnose problem areas, and perfect the experience — all according to ‘World-Class’ best practices.”

Reflection Point Research LLC of Kent, Washington brings together the strengths of Glenn Christensen of Reflection Point Inc., long-time respected strategist and marketing consultant to credit unions and the financial industry, and John Burshek of The Arthur Group Inc., market research expert for Fortune 500 companies on the online customer experience. Reflection Point Research provides a broad array of offline and online market research and Web usability analysis to the financial services industry. This research is central to how its parent company, Reflection Point Inc., assists banks and credit unions improve their Web presence through a menu of e-business services including planning, design, development, marketing, content development and maintenance. Reflection Point’s XML-based Web content management solutions assist financial institutions leverage their content across multiple channels and devices. Company information is available by visiting www.reflectionpoint.com.

CONTACTS:

Glenn Christensen, Reflection Point Research LLC
Direct: 1.253.638.9486
Email: glenn@reflectionpoint.com

John Burshek, Reflection Point Research LLC
Direct: 1.425.468.9292
Email: jburshek@reflectionpoint.com

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11/20/03